Worrying

So the Atlanta Journal Constitution ran an article yesterday discussing the possibilities of further lay-offs and possible furloughs for university system employees. At this point, all we can do is conjecture about what will result. I've been lucky so far, but I feel like I need to plan for the worst just in case.

I know that people everywhere are dealing with lay-offs and lost income and job searches. But it is scary to try to plan a wedding (even a very small, fiscally responsible one) during times like this. It's also incredibly frustrating to feel like we're really doing well at this point in aggressively paying down debt, living below our means, and taking responsibility for it all and that could easily be derailed if we lose income. Sometimes it can feel really defeating that we're taking these hits and we've been trying to be responsible.

Worst case scenario - I lose my job entirely. Here's what I'm guessing would happen. We'd have no health insurance at all. We'd have no long term savings. We'd have to take on a roommate to help with rent & utilities. We'd have to cancel the wedding. Paying down debt wouldn't happen for a long long time. Ugh. It's depressing.

To end on a more positive note, in the meantime, we'll be constricting our spending (I know this is one reason the economy sucks) and socking as much into savings and debt as we can.